How to design a toddler-friendly garden

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For many parents, keeping their children safe is a priority above anything else which is the reason why so many families prefer to keep their children indoors. However, over-protective parents’ fears and anxieties may be preventing little ones from experiencing the benefits of outdoor play. According to a survey, parents’ anxieties are causing kids to avoid playing in the streets and parks. The poll indicates that 53% of parents fear the danger posed by traffic while others are afraid that their little one may be snatched up by a stranger.

Experts say that in order to stay healthy and to ensure their growth and progress, children should be allowed to play outdoors every day. Parents of young children can give their child a safe space to play in by designing a child-friendly garden. Of course it is possible to be over-anxious about your child’s safety but by creating a pleasant and safe outdoor space, your child can avoid being in danger while engaging in active play. Here’s how you can design a toddler-friendly garden for your little one.

Create a safe space where your toddler can explore freely

Toddlers are naturally curious, which is why it is important to ensure that your garden is free from anything that can cause your child harm. Clear your backyard of sharp stones, gardening tools, and electrical cords. You should also make sure your garden is free of heavy objects that may topple over and potentially injure your child. Consider laying down some turf where your toddler can crawl freely. Whether you choose real or artificial grass, a lawn provides a soft landing space for a baby that’s just starting to crawl or a child who’s just learning to walk.

Design a garden that stimulates the senses

Stimulating a child’s senses can help with your little one’s overall development. Plant a mix of colourful and fragrant kid-friendly flowers such as sweet peas, nasturtium, marigolds, and snapdragons. These flowers have soft petals that won’t hurt or scratch little hands. Install a bubbling outdoor water fountain so your child can hear the soothing sound of running water. Try stimulating your child’s taste buds by growing a variety of herbs or a pot of berries but avoid planting anything that your child may be allergic to.

Create an active play space

To encourage your child to play, create an active play space using some DIY or ready-made play equipment. A sunken or embedded trampoline is a safer option than a regular trampoline, guaranteeing hours of fun for your little one. You can also include a playhouse, a tepee, or a sandbox in your garden play area. Just make sure to watch your toddler while he or she is playing and to keep your child hydrated at all times.

Designing a safe and inviting outdoor space for your toddler can benefit your child’s overall health and development. Follow these tips to create a toddler-friendly garden that your child will enjoy.

 


How to take advantage of student discounts

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When you’re a student every penny counts. You’re far too busy studying to hold down anything other than a part time job so you’re not going to be earning a vast amount of money. While loans and grants are available, you’ll have to stretch them even to cover your living expenses.

So today I’ve decided to look at a few of the ways students can some discounts and other savings to stretch their budget a little further and reach the end of term without going into the red.

Transport

If you’re studying in London, transport is going to be one of your major expenses. It would be a shame to have curtail your experience of one of the most exciting cities in the world simply because train fare is expensive.

TFL offer a student Oyster card that gives you 30% off your journeys, which is a substantial saving across the course of your university career. You need a passport photo, a valid student ID and a credit or debit card to pay the £20 fee. If you travel a a great deal you could make that back within a week, so it’s well worth investing in!

While only London enjoys such an all-embracing scheme, you’ll find local variants in most towns and cities across the UK to help students get out and about. Consult your student union to find out what travel discounts you can get!

NUS Discounts

Your NUS card is the gateway to a series of small student discounts that could make life easier all the way down the high street.

Once again, you’ll need a passport photo, and may need to pay a small fee to get your card, but once you have it, you can get discounts at lots of different clothing and food shops in towns all across the country.

Other Discounts

When you enrol as a student, lots of companies are keen to court your custom. Most universities host events with local businesses offering discounts, special events and even simply giving things away to make sure you remember to come back to them.

From local takeaways to supermarkets and others - even student storage in London comes with a discount - it’s worth taking note of what’s on offer. Even if you’re not planning on buying many clothes during your studies, saving ten or fifteen percent when you do helps to keep your bills down!


Insuring valuables kept in safe deposit boxes

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REPORTERS Safe-deposit box

You might automatically think that because your gold, precious metals and family heirlooms are safely locked away in a safe deposit box in a vault somewhere, you can sleep peacefully at night. But wherever you’re stashing your valuables, they are always at greater risk if you do not seek out insurance for them.

Whilst safe deposit boxes are traditionally thought of to be incredibly secure, you simply cannot be complacent regarding insurance. Your possessions are not only at the mercy of theft (albeit unlikely) but also natural disasters that could result in damage. In fact, if something should happen to your safe deposit box, it’s harder to recover your loss as records about what is contained within it are deliberately vague to protect your privacy. Finding standalone insurance that covers your valuables for both physical loss or damage whilst they are in a safe deposit box is therefore crucial.

Taking a leaf out of Australia’s book, you can see the various safe deposit boxes in Sydney to work out what sort of size is right for your needs. If you decide to go ahead, the good news is that your insurance premiums tend to be pretty low given you have elected to store your items in a highly secured safety deposit facility.

The benefits of insurance:

  • Protection and cover in case your valuables get lost or damaged
  • Cover against theft
  • The choice to cover valuables according to fair market value

Considerations before you approach an insurer:

Get to know your safety deposit facility’s policies - Security processes will change from company to company. For example, some facilities might ensure you have a member of staff with you whilst opening your vault, therefore offering an additional layer of security.

Check up on the rules - Check up on the rules your chosen facility operates by. The times in which you can access a deposit box will depend on the times your provider opens and closes.

Discover if you are already covered - Some security deposit boxes will have automatic basic insurance with your rental amount. However, if this is the case, you may still need to add additional insurance on top if your items are particularly difficult to value, or exceed a certain amount of money.

So, make sure you ask your provider lots of questions about what you already are covered for and how this might affect your insurance. It’s a good idea to take stock regularly, and top up your cover as and when you add more valuables, or they appreciate in value - the key is flexibility when it comes to insuring your valuables.

The right level of cover:

Check comparison sites - Let the search engines do all the hard work for you. Comparison sites are a great way to get a general overview of what each insurer offers, and you can filter your search results according to what matters to you most for the ultimate convenience.

Search for feedback - You will also want to see what you can find in terms of customer feedback and testimonials. Ensuring they are trustworthy, reputable and competitive is crucial before you choose a policy.

There you go, my tips for insuring valuables within safe deposit boxes. After all, if you’ve taken steps to place your assets in highly secure facility, we can assume you would be devastated if anything should happen to them.

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