Boiler packed in? Check out these emergency money-making ideas

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We’ve all been there. You’re just about scraping by, desperate for your next payday, and your boiler packs in. You’ve exhausted the bank of mum and dad, and need cash fast. Well don’t panic, I have some quick paying solutions to your financial woes, and in most cases all you need is mobile/laptop and an internet connection. Sound intriguing? Read on…

Reward sites

Okay you might not be cashing out tenners at a rate of knots, but an hour a day answering surveys on sites such as Prolific and Swagbucks really does add up. I made some £3000 worth of rainy day money doing just this last year, and ended up taking much of Craig’s stress away when unexpected bills landed on our doormat. If you want any more information on either of these, drop me a comment and I’ll drop over my referral link & give you some pointers.

Switch your current account to one with a cash incentive

Two words: Martin Lewis. If you haven’t heard of him you must have a day job as this guy is all over breakfast telly. A true money expert in his own right, Lewis regularly shares the banks and building societies offering the best new joining incentives. Head to Money Saving Expert and check out these and dozens of other financial tips.

Sell your stuff for quick cash

A quick rummage through the cupboard under the stairs and you’re guaranteed to find some bits and bobs you no longer need. As the old saying goes, one persons trash is someone else’s treasure, so pop it on a selling page and make some pennies fast. Just remember that Amazon and eBay might fetch you best price, but you’re likely to offload your unwanted wares quicker via Facebook local selling pages.

Seek out a responsible payday loan lender

If you really are up that creek, payday loans can be a good short term option. If you can afford to repay your borrowing in full and on time, they can get you out of a hole quickly when you really need help, even if you have an adverse credit history. Just make sure you do your homework and choose a lender like Cash Lady, with a reasonable interest rate and representative APR, and you fully understand what you are committing to.

Mystery_shopping

Mystery shopping and money-making apps

Got a mobile phone? Make it work that little bit harder and download some apps that’ll help you build your pot. Simply raid your purse and pockets for receipts, take pics of them and upload to sites like Shopprize, Shoppix or ReceiptHog to win spot prizes and earn points you can eventually convert into cash. Otherwise, check out mystery shopping apps such as Roamler, BeMyEye and Field Agent that’ll pay you cash for completing small tasks in your local area. There are usually tasks each day that’ll net you some £1-£25 a time.

Redeem your supermarket loyalty points for a free shop

So often we forget about these genius little cards. We whip them out time after time at the checkout, yet overlook the points we’ve accrued in an emergency. Chances are, if you’ve not redeemed for a few months, you’ll have enough to cover your next food shop, freeing up your cash for whatever is most pressing.

Offer your services to your mates

Get your minds out of the gutter!

But seriously, everyone has jobs they just can’t stomach or haven’t got time for, like chalk painting furniture, or collecting their weekly food shop. If you have a few hours to spare, or a skill that’s in demand, pop it on Facebook with a transparent hourly rate to avoid any embarrassing haggling.

No mates? Offer your services to strangers

Check out PeoplePerHour and see if there’s any freelance work going. This is a community where both small and big businesses will outsource jobs they don’t have the time or expertise to complete. You don’t have to have a IT degree to help someone out, you’ll often find projects requiring little to no skills to bank yourself some quick cash, and you can do it all from the comfort of your sofa.

 

There you have it, 8 emergency money-making ideas to keep your head above water in an emergency. Social media and apps have been the ruin of many, but are a great source of quick cash for the tech savvy and those on lower incomes. Check them out & see what works for you.

 

 


New Year, New Swago - Get your January finances in order!

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Let’s face it, no one likes January. Not only are you possibly dieting and powered solely by spinach and kale, but you’re also fretting over how to hit the January sales whilst paying off your credit cards. Well let me take away some of the strain…

What if I told you you could earn an extra £3,000 this year from the comfort of your sofa?

Piggy

No I’m not suggesting you start flogging make-up or protein powder to mums on the school gate - I’m talking about simply signing up to Swagbucks (for free), changing your search engine, maybe watching a few carefully curated videos, or answering the odd survey… sounds ideal right? Of course it does.

Swagbucks is life-changing. It’s enabled me to pay for big household purchases without dipping into my bank account, and provided my family with a free Christmas. Totally free.

So why not allow Swagbucks to help you achieve your financial goals this year? Maybe you’re desperate for a family holiday, or motivated to buy your first home but short of funds… Whatever you need to save for, inject an extra few grand into the pot and sign up today.

There’s never been a better time to get started as January’s Swago is here!

This afternoon Swagbucks are kicking off yet another round of Swago. Running until January 15th, Swago is just like bingo, but in this case you’re filling out squares as you earn points on their site for doing things you already do online. Points mean rewards - from Amazon vouchers to cold hard cash. If you’re thinking of trying Swagbucks, this is a perfect way to learn all about how the site works and earn bonus points while doing it.

JanSwag

Here’s how Swagbucks Swago works…

  • Each square on your Swago Board will contain an action item to complete. They can be anything from getting a search win, completing a survey, or just visiting one of Swagbucks’ popular cashback stores
  • Once you complete the action item in a particular square, the square will change colour signifying the action item is complete
  • You have until January 15th to mark off as many squares as possible so use your time wisely
  • Be mindful of the patterns and their corresponding bonuses located on the right of your Swago Board. The patterns will vary in difficulty and bonus value. Once you’ve achieved a pattern, the corresponding “Submit” button will light up. You can have multiple patterns available for submission, however, you can only submit ONE pattern so choose wisely
  • Each activity you successfully complete on your Swago Board will give you anywhere from 1-20 spins on the Spin & Win Wheel. PLUS, when you submit your board for a bonus you’ll get additional spins. The number of spins will depend on the pattern you complete. The wheel has all sorts of great prizes that you can win, and each spin is a winner!

WIMNNER

I earned a WHOOPING £3250 in Amazon vouchers in 2017.

So, join as my referral and get an even bigger bonus!

As my referral, if you earn 300 SB before the 1st February you’ll get a 300 SB bonus! That’s a potential 300 SB bonus on top of the 300 SB you’ll earn from Swago (enough for that first all important gift card). CLICK HERE to create an account today

 

 


Beat the January blues with Swagbucks - Cold hard cash for free!

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If Facebook is anything to go by, people appear to be going all out this Christmas. Perhaps it’s a metaphorical protest against the doom and gloom in the news, or that we’re simply glad to see the back of 2017, whatever the reason social media is buzzing in anticipation of the big day.

Sadly, the flip-side is that you’ve probably spent far too much money on Christmas presents, and you’re already stressing about how you’ll cope in January. Your cards are maxed out, you can barely cover your mortgage, and the weather makes cheap days out down the park an impossibility. So what can you do to ease the burden?

You can join Swagbucks.

You can get set up with a free account in seconds, and start accruing points (SB) instantly. Earning SB couldn’t be easier. Just answer a few surveys (taking anywhere from 30 seconds to 15 mins), maybe take out a few free trials from Swagbucks’ selected partners, and watch a few videos… before you know it, you’ve snagged enough SB to convert into gift cards. If you download the Swagbucks toolbar to your browser, you’ll even earn SB for simply searching the internet.

You might think gift cards won’t help you tackle the January blues, but you’re wrong. Redeem for Amazon vouchers and you can feed your family using Amazon Pantry. Still not convinced? Simply convert your SB into cash instead. Opt for either prepaid Mastercards, or cold hard cash via PayPal.

And there’s simply no better to join than during a round of Swago.

SwagoDEC

Swagbucks is offering big payouts during their December “Swago” promotion and it’s running until December 11th. Swago is just like bingo, but in this case you’re filling out squares as you earn points on their site for doing things you already do online. If you’re thinking of trying Swagbucks, this is a great chance to learn all about how the site works and earn bonus points while doing it (meaning you can get more gift cards faster). Here are a few tips:

  • Each square on your Swago Board will contain an action item to complete. They can be anything from getting a search win, completing a survey, or just visiting one of the many stores you can earn cashback from (no purchase necessary)
  • Once you complete the action item, the square will change colour signifying the action item is complete
  • You have until December 11th 8pm to mark off as many squares as possible so use your time wisely
  • Be mindful of the patterns and their corresponding bonuses located on the right of your Swago Board. The patterns will vary in difficulty and bonus value. Once you’ve achieved a pattern, the corresponding “Submit” button will light up. You can have multiple patterns available for submission, however, you can only submit ONE pattern so choose wisely

As if that wasn’t good enough… participating in the December Swago will earn you free spins on Swagbucks’ famous Spin & Win Wheel

Each activity you successfully complete on your Swago Board will give you anywhere from 1-20 spins on the Spin & Win Wheel. PLUS, when you submit your board for a bonus you’ll get additional spins. The number of spins will depend on the pattern you complete. The wheel has all sorts of great prizes that you can win, and each spin is a winner.

Last time I struck it lucky and snagged a whopping 2500 SB in one spin. That’s a £20 Amazon for two seconds work. Not bad ey?

WIMNNER

 

I’ve earned a WHOOPING £3250 in Amazon vouchers over the past year.

So, join as my referral and get an even bigger bonus!

If you earn 300 SB before the end of December you’ll get a 300 SB bonus (as long as you’ve signed up under me)! Throw in £25 worth of online shopping, and you’ll get an extra 200 SB on top of that. That’s a potential 500 SB bonus on top of what you’ll earn from Swago. CLICK HERE to create an account today

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